The cash app accepts paper checks. the method to deposit money via paper check on the cash app is easy. All you need to do is follow this guide step by step and you will be able to deposit your money safely. here is some guidance for your check. your check should have met these criteria in order to get a deposit on the cash app.
Table of Contents
To learn how can I deposit a paper check on the cash app?
In the era of online money transfers, there are still some people that believe more in physical checks. These people deposit checks in the form of paper checks. However, paper checks are not acceptable in every online money transferring app. Unlike other apps, cash app users can deposit their paper checks on the cash app. This feature makes this app more user-friendly. And people trust this money transferring app more only because of this feature.
However if in your cash app mobile check deposit option is not showing then it means that this service is not available for you yet. Here is a step-by-step guide for how to deposit a paper check on the cash app.
Requirement necessary for the mobile check deposit feature
There are a few sets of requirements that your paper check must have. Without these, your paper check on the cash app will not deposit. Hence make sure that your check is perfect otherwise it will reject automatically. In case a check has been rejected, you should contact the cash app customer service support team as soon as possible. Another option is to deposit a different check. So check before you submit.
1) Check should only be payable in US dollars.
2) It is expected that the check was signed by the person who issued it. And those signs should match the person’s previous signs.
3) The amount of the deposit should be less than your deposit limit. You can check your deposit limit on the cash app profile feature.
4) There is a limit for every check. Usually, the check payable by a bak has a 90 days limit. Make sure that your chick is not expired.
5) Check should not tear from anywhere.
6) The bank account number should mention properly and all the digits should visible.
These are all some common but must-have requirements to deposit a check on the cash app. in lack of any of these your check will reject.
Limits for cash app mobile check deposit
Unlike a physical banking account here on the cash app, you have a limit to deposit the checks. You can deposit a limited number of checks with a limited amount per month. Ove you will exceed the limit then you can only deposit the new check after a month. You can only deposit checks per month by the mobile check deposit feature. Each check should have a limit of up to $3000. If your check is of more amount than this there are chances that it will reject. There will be no transfer or depositing fees for the check. However, if you choose the instant transfer feature then you have to pay a fee of 1.4%.
This app has no hidden charges and all the policies of the check deposition are mentioned on the app. So this is another big reason why this app has become the first choice of people.
Related- Learn How to Scan and Send Documents Via Email(Opens in a new browser tab)
To Learn How to deposit a paper check on the cash app?
Here are some simple steps to deposit the check on the cash app. Make sure you follow these step by step. By doing this you will minimize the risk of check rejection.
Step-1: First of all, Log into your appropriate Cash app account by filling in the correct details.
Step-2: You can now all you need to do is just click the option for “balance”.
Step-3: Then, you can scroll down and choose the check deposit option here.
Step-4: Now the app will ask permission to allow the camera to click the pics. You should allow this setting. If you are doing this for the first time from your mobile then you have to do this. Otherwise, this part will not come.
Step-5: Next you have to fill the check amount in the given column.
Step-6: Now click the front side pic of the paper check.
Step-7: click pic from the back side of the check.
Step-8: The last step is to click on the submit option.
How much time will be required to deposit money via paper check?
Every app has its time limit to deposit money in your bank account. If you are transferring money via a cash app into your bank account online then it will take only a few minutes to reflect that amount in your bank account. In case of some delay, the maximum time will be a few hours. However, the paper check deposition has different criteria. The cash app first verifies the check from the source and only then allows that money to enter your bank account. I am not sure but it’s estimated that this process will take between three and four days to complete. Hence the check money will reflect in your account after 3 to 4 days of submitting.
If your is still not deposited after the given time then you can reach for the cash app representative. The customer care service is available on business days 24 hours. So you can contact them regarding this.
Can we increase the cash app deposition limit?
The straightforward answer is yes. The cash app has the ability to increase its limit if you wish to do so. By increasing the limit you will be able to increase the amount of money that you can deposit via this app every month. All you need to do is provide your information on the app. Like date of birth, security id number, and a verification code. However, sometimes this is not enough so the app may ask for further information. Once you provide all the information they will increase your limit.
You will receive a message that your limit has been increased via the cash app team.
See Also…
To Learn how to make heart from gum wrapper?(Opens in a new browser tab)
How to get out of survival mode(Opens in a new browser tab)
